This material is general information only and does not consider your objectives, financial situation or needs. Terms and conditions and fees and charges will apply to use of the Card. We recommend you consider the Product Disclosure Statement (PDS) and the Target Market Determination (TMD) relating to this product before making any decision. This product is available only to Australian residents and to use the OnTheMonee Digital Mastercard ® Card, it must be activated. The OnTheMonee Digital Mastercard is a prepaid, reloadable Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 (EML). Valorem Pty Ltd ABN 89 664 624 622 trading as OnTheMonee Services (OnTheMonee) (Authorised Representative number 001305204) is involved in the promotion and distribution of the Card and is a Corporate Authorised Representative of EML. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.